Does Buying a Home Require a 20% Down Payment?

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In order to obtain a mortgage some home buyers think they need to put at least 20% down, but is that the case? Putting at least 20% down has a lot of benefits, but it’s not always a requirement.
 
There are many loan programs that have down payments as low as 0% – 3.5%. However, not all people and properties will qualify for these low downpayment loans. This is one of the many reasons home buyers should hire a top Realtor and Lender. They will be able to help a buyer structure a winning offer and guide them through the process.
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