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Strengths and Weaknesses of The USDA Loan

Mortgage loans require a long-term commitment and a major financial outlay for the majority of home buyers.

This is why it is a good idea to research the available loans and compare the advantages & disadvantages of each lending option.

A USDA home loan has several pros that make it appealing to a variety of homebuyers.

From the no down payment option to lenient credit requirements, and great interest rates, there is no doubt that this is a good option for numerous borrowers.

But the borrowers need to be aware of the drawbacks. The location of the property, along with borrower income restrictions, may not fit with every homebuyer’s situation.

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