The Home Buying Process

You are on your journey to buying a home.  And like any road trip, there is a map to follow.

Many home buyers start off their journey with no clue on how to get from a to z.  Like planning a trip you need to start your home buying journey with pre-planning.  Knowing the steps to buy a home upfront will save you time money and aggravation.  

The first part of your home buying journey is to get your financial house in order.

• Pull your credit and check for mistakes.  Immediately rectify any mistakes on your credit report.
• Constantly work on improving your credit score.  Every 20 points in improved credit can help you get a better interest rate and a more favorable loan program.
• Get-preapproved.  Not only will getting pre-approved allow you to know how much house you can afford, but you can also budget for the future and know what each house will cost you.  
• Work towards your mortgage application.  Don’t wait until the last minute to get your application in to the bank.  Have it ready to go.

Knowing the steps to buy a home and when they should happen will help you put the home buying process to work for you.  Take the time to understand the process.