In addition to having a top Realtor home buyers should have a top Lender too! This team of experts will be able to guide buyers through the home buying process. However, there are still questions homebuyers need to ask their lender. Some of these questions may seem unnecessary, but definitely, need to be asked.
Mortgages aren’t something that’s short-lived they can easily stick with people for 10-30 years, so the terms matter. Even if a buyer plans on selling their home and paying off the mortgage in 5 years the terms still matter. Every percent matters, pre-payment penalties matter. Buyers need to ask questions!